A lot of people who enter into an IVA (Individual Voluntary Arrangement) worry about the impact it could have on their home. This is probably because of the fact that bankruptcy often involves the sale of your home and other assets to cover your debts (if you’re a homeowner). However, an IVA is...

IVAs (Individual Voluntary Arrangements) and bankruptcy are both debt solutions designed to help people who can’t afford to repay their debts. But there are also a number of key differences between the two that you should understand which one is better for your circumstances. Find out whether an IVA...

Sometimes, understanding what actually happens during an IVA can be quite difficult. You will probably have enough on your mind with your debts, and won’t even stop to think about the actual process involved on an IVA – so here’s a step-by-step guide to help you understand what will happen...