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What debts can/can’t be included on an IVA?

Posted in IVA Articles on 22nd December 2009.

If you are eligible for an IVA, you may be wondering which of your debts can actually be included on the agreement.

Here, we will take a brief look at some of the debts that can and can’t be included on an IVA.

Debts that can be included:

Debts accrued through the following means of borrowing can be included on an IVA:

•    Credit cards
•    Store cards
•    Catalogues
•    Personal loans
•    Personal overdrafts

Debts that can’t be included:

Debts accrued through the following means of borrowing cannot be included on an IVA:

•    Mortgages
•    Secured loans
•    Vehicle HP
•    Council Tax

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